Body Fat
Calculator
Estimate your body fat percentage using the US Navy Method — the most accurate formula that doesn't require calipers or DEXA scans. Takes three simple tape measurements. Also shows a BMI-based estimate for comparison, fat mass, lean mass, and your fitness category.
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Why body fat % is more useful than BMI
BMI (Body Mass Index) uses only height and weight — it can't distinguish between muscle and fat. A muscular athlete and an obese sedentary person can have identical BMIs. Body fat percentage directly measures what matters: how much of your body weight is fat tissue vs lean mass (muscle, bone, organs, water). A man at 15% body fat is lean regardless of BMI. A man at 30% body fat is obese regardless of BMI. For anyone who exercises regularly, body fat % is a far more meaningful metric.
How the US Navy Method works
The Navy Method was developed for the US military to assess fitness without calipers or body water testing. It uses circumference measurements as a proxy for body composition. The formula uses the natural logarithm of the difference between waist and neck measurements (and hip for women) relative to height. It's not perfectly accurate — margin of error is ±3–4% vs DEXA — but it's the most accurate method available without equipment. It's more reliable than BMI for most people.
What is a healthy body fat percentage?
For men, 6–17% is generally considered fit to athletic, 18–24% is acceptable, and 25%+ is overweight. For women, 14–24% is fit to athletic, 25–31% is acceptable, and 32%+ is overweight. These thresholds vary by age — older adults naturally carry more body fat and the health implications differ. Essential fat (the minimum needed for physiological function) is ~2–5% for men and ~10–13% for women. Going below these levels is dangerous.
Body fat vs BMI: when each is better
Use body fat % when: you exercise regularly, you're tracking body recomposition (losing fat while gaining muscle), you're an athlete, or you want a more clinically meaningful metric. Use BMI when: you have no way to take measurements, you're doing population-level screening, or you need a rough baseline. Most fitness professionals, personal trainers, and sports medicine doctors use body fat % as their primary metric and use BMI only as a secondary cross-check.
Estimate body fat percentage using the Navy method — no calipers or scales required.