🛡️ Insurance Calculator Suite

Know your
coverage needs.

Free professional-grade insurance calculators. Stop guessing how much coverage you need — run the numbers and make a confident, informed decision.

15Free Calculators

5Insurance Types

$0Cost, Forever

Most Important

Life Insurance

Life Insurance Needs Calculator

Calculate exactly how much life insurance your family needs based on income, debts, dependents, and goals.

Term vs Whole Life Calculator

Compare the true cost of term vs whole life insurance over 20-30 years. See which makes more financial sense.

Life Insurance Cost Estimator

Estimate your monthly premium based on age, health, coverage amount, and term length before you shop.

Protect Your Income

Disability Insurance

Disability Insurance Needs Calculator

How much of your income do you need protected? Calculate your disability coverage gap and monthly benefit needed.

Income Protection

Disability Income Calculator

Model your finances if you became disabled. See how long your savings last and what income gap you'd face.

Property Protection

Home & Renters Insurance

Home Insurance Calculator

Estimate the right dwelling coverage amount for your home. Never be underinsured after a total loss.

Renters Insurance Calculator

Calculate how much personal property coverage you actually need. Most renters are seriously underinsured.

Home Rebuild Cost Estimator

Estimate the cost to rebuild your home from scratch — the number your homeowners policy should actually cover.

Vehicle Coverage

Auto Insurance

Auto Insurance Coverage Calculator

Determine the right liability limits and whether you need comprehensive/collision based on your car's value.

Coverage Analysis

Auto Insurance Cost Estimator

Estimate your annual premium based on driver profile, vehicle, and coverage level before you shop.

Long-Term Planning

Long-Term Care & Health

Long-Term Care Cost Calculator

Estimate future long-term care costs by location and care type. See if LTC insurance makes financial sense for you.

Retirement Planning

Insurance Coverage Gap Analyzer

Audit all your insurance policies and identify gaps — the coverage you're missing that could devastate your finances.

Total Insurance Cost Calculator

See your total annual insurance spend across all policies and find where you might be over or underinsured.

Ready to get the right coverage?

Once you know how much coverage you need, compare quotes from top-rated insurers. Takes 5 minutes and could save you hundreds.

🛡️ Policygenius — Compare Life Insurance Quotes 🍋 Lemonade — Fast Home & Renters Quotes ❤️ Haven Life — Term Life Insurance

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