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Business Suite

Currency
Converter

Convert between 40+ currencies with live exchange rates. Pairs perfectly with the Invoice Generator for international billing.

Amount
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Converted
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Loading rates…
Popular currencies — 1 USD equals
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Live vs mid-market rates

This converter uses the mid-market rate — the midpoint between buy and sell prices. Banks and services like PayPal, Wise, or your credit card typically add a 1–4% margin on top. For large transfers, always compare the actual rate you'll receive, not just the mid-market rate shown here.

Currency converter for invoicing

When billing international clients, agree on a currency upfront — ideally USD if you're US-based. Use this tool to give clients an approximate local equivalent. Add "payment in USD" to your invoice terms to avoid exchange rate risk. The Invoice Generator on this site supports 7 major currencies.

Exchange rate volatility

Major currency pairs (EUR/USD, GBP/USD) typically move 0.5–1% per day. Emerging market currencies can move 2–5%+ on economic news. If you're quoting prices in a foreign currency for a project spanning several weeks, consider building a currency buffer or using a forward contract to lock in today's rate.

How exchange rates work

Exchange rates are set by supply and demand in the global forex market — the largest financial market in the world at $7.5 trillion traded daily. Rates shift based on interest rates, inflation, economic growth, political stability, and market sentiment. Central bank decisions (like Fed rate changes) are the single biggest short-term driver.

FAQ
Are these exchange rates live? ▾
Rates are fetched from the Open Exchange Rates API and updated regularly. They represent the mid-market rate — the fair midpoint between buying and selling prices. Your bank or payment provider will apply a spread on top of this rate, typically 0.5–4% depending on the service.
What is the best way to convert currency cheaply? ▾
For international transfers: Wise (formerly TransferWise) and Revolut typically offer rates closest to mid-market with low flat fees. For travel: use a no-foreign-transaction-fee credit card or withdraw cash at a local ATM rather than airport currency exchange. Avoid traditional bank wire transfers for small amounts — fixed fees make them expensive.
How often do exchange rates change? ▾
The forex market trades 24/5 (closing only on weekends). Rates change continuously during trading hours. Major pairs like EUR/USD and GBP/USD fluctuate by 0.2–0.5% on normal days, and significantly more during economic announcements (Fed decisions, jobs reports, inflation data). Rates are relatively stable overnight and over weekends.
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How to Use the Currency Converter

Convert between 150+ currencies with live exchange rates.

01
Enter the amount
Type the amount you want to convert in the first field. You can also type in the second field to convert in reverse.
02
Select your currencies
Use the dropdown to choose from and to currencies. Common pairs are pre-sorted at the top. Search by country name or currency code (USD, EUR, GBP).
03
Check the rate
The exchange rate and last-updated timestamp appear below the result. Rates update every few hours from live forex data.
04
Use for international invoicing
When billing international clients, convert your local rate and display both currencies on the invoice. Avoids disputes about which rate was used.
05
Bookmark for travel
Before travelling, check the rate and calculate rough conversions for common amounts ($10, $50, $100) to build intuition for the local currency.
💡
💡 The rate shown is the mid-market rate. Banks and exchange bureaus add a margin of 1–4%. For travel money, compare: bank transfer, Wise, Revolut, and airport kiosks (usually worst rate).