💼 Small Business Suite

Run the numbers.
Build the business.

Free professional calculators for entrepreneurs and small business owners. From startup planning to scaling — make every financial decision with confidence.

15Free Calculators
$0Cost, Forever
Start Right
Startup & Planning
🚀
Startup Cost Calculator
Estimate total startup costs across all categories — equipment, licenses, marketing, inventory, and working capital.
Most Popular
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⚖️
Break-Even Calculator
Find exactly how many units or dollars in sales you need to cover all fixed and variable costs each month.
Planning
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🏦
Business Loan Calculator
Calculate monthly payments, total cost of capital, and full amortization for any business loan or SBA loan.
Financing
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Manage Cash
Cash Flow & Profit
💧
Cash Flow Projector
Project monthly cash flow 12 months out. Spot the months you'll run dry before they happen.
Critical
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📊
Profit & Loss Calculator
Simple P&L statement builder. Calculate gross profit, operating profit, and net profit margins.
P&L
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📈
Profit Margin Calculator
Calculate gross, operating, and net profit margins. Find your markup and see if your pricing makes sense.
Pricing
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Pay People
Payroll & HR
👥
Payroll Tax Calculator
Calculate employer payroll tax costs — FICA, FUTA, SUTA — for any employee. Know the true cost of hiring.
Payroll
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⚖️
Employee vs Contractor Calculator
Compare the true cost of hiring an employee vs. a contractor. The numbers often surprise business owners.
Hiring
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🎯
Cost Per Hire Calculator
Calculate the true all-in cost of bringing on a new team member including onboarding and ramp time.
HR
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Price Right
Pricing & Revenue
🏷️
Product Pricing Calculator
Calculate your minimum viable price based on COGS, overhead allocation, and target profit margin.
Pricing
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🎯
Revenue Goal Calculator
Work backward from your income goal — how many sales, at what price, with what margin do you need?
Goals
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💹
Business ROI Calculator
Calculate ROI on marketing spend, equipment purchases, software, and any business investment.
ROI
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Tax & Compliance
Business Taxes
🧾
Self-Employment Tax Calculator
Calculate your SE tax liability, quarterly estimated payments, and deductible half of SE tax.
Tax
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📅
Quarterly Estimated Tax Calculator
Calculate what to set aside for Q1-Q4 estimated tax payments. Never get hit with an underpayment penalty.
Tax
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🏛️
Sales Tax Calculator
Calculate sales tax for any US state and add or strip tax from any price. Essential for invoicing and pricing.
Compliance
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Tools to run your business.
Accounting software, payroll, and invoicing platforms used by millions of small businesses. Start free.
📊 QuickBooks — Small Business Accounting 🧾 FreshBooks — Invoicing & Accounting 👥 Gusto — Payroll & HR for Small Business
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